Voluntary Benefits
Accident and Hospital Indemnity Insurance coverage are available to you, your spouse, and your dependent children through SunLife. Employees must have coverage in order for their spouse and children to obtain coverage.
Accident Insurance
HELPS YOUR FINANCES AFTER A MISHAP.
When you, your spouse or child has a covered accident, like a fall from a bicycle that requires medical attention, you can receive cash benefits to help cover the unexpected costs.
HELPS COVER RELATED EXPENSES.
While health plans may cover direct costs associated with an accident, you can use accident benefits to help cover related expenses like lost income, child care, deductibles and co-pays.
PAYS CASH BENEFITS DIRECTLY TO YOU.
Accident Insurance can be used however you want, and it pays in addition to any other coverage you may already have. Benefits are payable directly to you. And get this – there are no health questions or pre-existing conditions limitations.
What’s more, all family members on your plan are eligible for a wellness-screening benefit, also paid directly to you once each year per covered person.
You can purchase this coverage for you and your family. Child coverage is available to age 26.
Once your coverage goes into effect, you can file a claim for covered accidents that occur after your insurance plan’s effective date. Unless otherwise specified, benefits are payable only once for each covered accident, as applicable. The full list of benefits is listed in the flyer below.
Contact: sunlife.com/us or (800) 247-6875
Cost of Coverage
| Accident Insurance Bi-Weekly Cost |
||||
|---|---|---|---|---|
| Standard Plan | Enhanced Plan | |||
| Employee | $2.43 | $4.15 | ||
| Employee + Spouse | $4.60 | $7.63 | ||
| Employee + Child(ren) | $6.01 | $10.11 | ||
| Employee + Family | $8.07 | $13.60 | ||
2026 Accident Insurance Summary
Accident coverage is contributory. You are responsible for paying the cost through payroll deduction.
SunLife Online Services for Members Account Registration Guide
Hospital Indemnity Insurance
HELPS PROTECT YOUR FINANCES.
When you, your spouse or child are facing a hospital stay, you can receive a benefit to help pay unexpected expenses not covered by your plan.
HELPS COVER RELATED EXPENSES.
While health plans may cover direct costs associated with an illness or injury, you can use your hospital indemnity benefits to help cover related expenses like lost income, child care, deductibles and copays.
PAYS CASH BENEFITS DIRECTLY TO YOU.
Hospital Indemnity insurance payments can be used however you want, and it pays in addition to any other coverage you may already have. Benefits are payable directly to you.
Your employer is offering you a choice of two plans; a low and a high plan. Please review the information for both plans, a full list of benefits is listed in the flyer below.
These plans provide benefits due to hospital stays for covered accidents or sickness. Once your Hospital Indemnity coverage goes into effect, you can file a claim for covered hospital stays occurring after your plan’s effective date. The benefits shown in the schedule are payable for each person covered by the plan unless otherwise stated.
Contact: sunlife.com/us or (800) 247-6875
High Plan
| Hospital Indemnity Insurance Bi-Weekly Cost |
||||
|---|---|---|---|---|
| Low | High | |||
| Employee | $5.43 | $8.04 | ||
| Employee + Spouse | $11.41 | $16.94 | ||
| Employee + Child(ren) | $9.09 | $13.46 | ||
| Employee + Family | $15.07 | $22.36 | ||
2026 Hospital Indemnity Summary