Dental Plan
WHEN IT COMES TO DENTAL COVERAGE, YOU HAVE A CHOICE.
-
CHOICE 1: Company-Paid Dental Basic Plan
All employees enrolled in the Cigna medical plan automatically receive Dental Basic benefits through Cigna at no extra cost. -
CHOICE 2: Need More Coverage? Consider The Dental Plus Plan
The Dental Plus Plan has a higher calendar year maximum and also includes Orthodontic care which the Basic Plan does not. -
CHOICE 3: “Stand-alone” Dental Plans
If you choose not to elect medical coverage, you still have the option to enroll in the Dental Basic or Dental Plus “Stand-alone” plans. This means that you will have dental coverage without medical coverage.
Dental Plan Comparison
| Benefit | Dental Basic Plan | Dental Plus Plan |
|---|---|---|
| Annual Deductible | $50 per person | $50 per person |
| Calendar Year Maximum | $1,000 per person | $2,000 per person |
|
Class I Services Preventive/Diagnostic (exams, x-rays, cleanings, space maintainers, etc) |
Plan pays 100%* | Plan pays 100%* |
|
Class II Services Basic Restoration (fillings, root canals, simple extractions, oral surgery, anesthetics) |
Plan pays 80%* after you/your dependent pay the deductible | Plan pays 80%* after you/your dependent pay the deductible |
|
Class III Services Major Restoration (crowns, dentures, bridgework) |
Plan pays 50%* after you/your dependent pay the deductible | Plan pays 50%* after you/your dependent pay the deductible |
|
Class IV Services Orthodontic (Children and Adults) |
NOT INCLUDED | Plan pays 50%* to a $2,000 lifetime maximum |
|
Class IX Services Dental Implants |
Plan pays 50%* after you/your dependent pay the deductible | Plan pays 50%* after you/your dependent pay the deductible |
*All plans are subject to Customary Limitations, if using a non-network provider. Benefits listed are for summary purposes only. Please refer to your Summary Plan Description for complete details
Under the Cigna Dental PPO plan, you can visit any licensed dentist; however, you’ll have lower out-of-pocket costs when you use in-network providers.
Participating dentists in Cigna’s PPO network have agreed to offer members reduced fees. There is no separate dental ID card, use your medical card.
Visit mycigna.com and log in for useful tools or to find a participating dentist.
Find a Dentist
Under the Cigna Dental PPO plan, you can visit any licensed dentist; however, you’ll have lower out-of-pocket costs when you use in-network providers. Participating dentists in Cigna’s PPO network have agreed to offer members reduced fees.
There is no separate dental ID card, use your medical card. Visit mycigna.com and log in for useful tools or to find a participating dentist.
Dental Basic -Benefit Summary
Dental Plus - Benefit Summary
